Want to insure valuable jewelry? Your initial homeowners policy may cover damage or theft up to a certain amount – say $500.

If your policy includes coverage you don’t need, you may save money by limiting or excluding coverages.Whether you're just starting out or have hundreds of clients, we've got a plan for you. 

Recently married or divorced? You can use an insurance rider to adjust who owns a property on insurance documents.

If you own multiple properties, it may save you some money to bundle multiple locations together on the same policy.